Total Assets
$4.5B
Total Deposits
$4.0B
Branches
27
Established
1972
ONEAZ is a credit union headquartered in Phoenix, Arizona, established in 1972. It holds $4.5B in total assets across 27 branch locations. In our editorial opinion, based on public FDIC/NCUA data, ONEAZ earns a TFS Financial Health Grade of B+ (83.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| CORPORATE HQHQ | 2355 W PINNACLE PEAK RD | PHOENIX | AZ | Full Service |
| CHINO VALLEY | 1021 N State Route 89 Ste 106 | CHINO VALLEY | AZ | Full Service |
| COTTONWOOD | 601 W State Route 89A | COTTONWOOD | AZ | Full Service |
| FLAGSTAFF SAWMILL | 825 E Butler Ave | Flagstaff | AZ | Full Service |
| EAST FLAGSTAFF | 5200 N US Highway 89 | FLAGSTAFF | AZ | Full Service |
| GILBERT | 2277 W GUADALUPE RD | GILBERT | AZ | Full Service |
| GILBERT - QUEEN CREEK | 3349 E Queen Creek Rd | GILBERT | AZ | Full Service |
| ASU WEST | 4701 W Thunderbird Rd. | GLENDALE | AZ | Full Service |
| GLENDALE | 8285 W Union Hills Dr Ste 106 | GLENDALE | AZ | Full Service |
| Nogales | 825 N Grand Ave Ste 104 | Nogales | AZ | Full Service |
| ORO VALLEY | 10718 N Oracle Rd | Oro Valley | AZ | Full Service |
| HAPPY VALLEY | 1925 W Happy Valley Rd | PHOENIX | AZ | Full Service |
| MONROE | 1812 W Monroe St | PHOENIX | AZ | Full Service |
| PRESCOTT GURLEY | 550 E GURLEY ST | PRESCOTT | AZ | Full Service |
| PRESCOTT WILLOW CREEK | 1335 Gail Gardner Way | PRESCOTT | AZ | Full Service |
| PRESCOTT VALLEY | 7111 PAV WAY | PRESCOTT VALLEY | AZ | Full Service |
| SAFFORD | 280 W Main St | SAFFORD | AZ | Full Service |
| San Luis | 645 N William Brooks Ave | San Luis | AZ | Full Service |
| SCOTTSDALE KIERLAND | 16600 N Scottsdale Rd | Scottsdale | AZ | Full Service |
| SEDONA | 20 Roadrunner Dr Ste C | Sedona | AZ | Full Service |
| TEMPE | 840 E Southern Ave | Tempe | AZ | Full Service |
| TUCSON ALVERNON | 777 S ALVERNON WAY | TUCSON | AZ | Full Service |
| TUCSON ORACLE | 6456 N ORACLE RD | TUCSON | AZ | Full Service |
| Fortuna | 11600 S Fortuna Rd | Yuma | AZ | Full Service |
| Midtown | 1800 S 4th Ave | Yuma | AZ | Full Service |
| Yuma - Loan Production Office | 242 W 28th St | Yuma | AZ | Full Service |
| Yuma Main | 2799 S 4th Ave | Yuma | AZ | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.7
Net worth ratio
10.72%
Return on assets
1.29%
60+ day delinquency
0.55%
Suggested direct comparisons
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Anaheim, CA
$3.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.