Total Assets
$593.5M
Total Deposits
$480.7M
Branches
10
Established
1891
Cross Bank is a bank headquartered in Wynne, Arkansas, established in 1891. It holds $593.5M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Cross Bank earns a TFS Financial Health Grade of B (80.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Cross BankHQ | 399 Merriman Ave E | Wynne | AR | 11 |
| Cross Bank | 208 N 2nd St | Blytheville | AR | 11 |
| Cross Bank | 302 N Main St | Brinkley | AR | 11 |
| Cross Bank | 3826 Highway 1 | Cherry Valley | AR | 11 |
| Cross Bank | 108 North Flora | Hickory Ridge | AR | 11 |
| Cross Bank | 900 Enterprise Dr | Jonesboro | AR | 11 |
| Cross Bank | 709 W Fleeman | Manila | AR | 11 |
| Cross Bank | 301 E Drew Ave | Monette | AR | 11 |
| Cross Bank | 750 W Keiser Ave | Osceola | AR | 11 |
| Cross Bank | 2098 Cross County Bank Boulevard | Wynne | AR | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.3
Tier 1 capital ratio
10.45%
Return on assets
1.91%
Non-performing loans
2.47%
Efficiency ratio
40.51%
Asset growth (YoY)
6.47%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.