Total Assets
$2.0B
Total Deposits
$1.7B
Branches
21
Established
1945
The Farmers & Merchants Bank is a bank headquartered in Stuttgart, Arkansas, established in 1945. It holds $2.0B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Farmers & Merchants Bank earns a TFS Financial Health Grade of B (78.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Farmers & Merchants BankHQ | 708 S Main St | Stuttgart | AR | 11 |
| The Farmers & Merchants Bank | 3210 Sw Regency Pkwy | Bentonville | AR | 11 |
| The Farmers & Merchants Bank | 110 W Third | Des Arc | AR | 11 |
| The Farmers & Merchants Bank | 1960 S Whitehead Dr | Dewitt | AR | 11 |
| The Farmers & Merchants Bank | 257 W Main St | Farmington | AR | 11 |
| The Farmers & Merchants Bank | 3120 N College Ave | Fayetteville | AR | 11 |
| The Farmers & Merchants Bank | 1 S Block Ave | Fayetteville | AR | 11 |
| The Farmers & Merchants Bank | 1846 N Crossover Rd | Fayetteville | AR | 11 |
| The Farmers & Merchants Bank | 701 E Main St | Gassville | AR | 11 |
| The Farmers & Merchants Bank | 108 West Front Street | Hazen | AR | 11 |
| The Farmers & Merchants Bank | 3100 Southwest Dr | Jonesboro | AR | 23 |
| The Farmers & Merchants Bank | 400 E Highland Dr | Jonesboro | AR | 11 |
| The Farmers & Merchants Bank | 5748 Highway 178 W | Lakeview | AR | 11 |
| The Farmers & Merchants Bank | 1600 Oak St | Morrilton | AR | 11 |
| The Farmers & Merchants Bank | 2696 Highway 62 E | Mountain Home | AR | 11 |
| The Farmers & Merchants Bank | 502 Hickory St | Mountain Home | AR | 11 |
| The Farmers & Merchants Bank | 813 N Fourche Ave | Perryville | AR | 11 |
| The Farmers & Merchants Bank | 1 Bank Plz | Pocahontas | AR | 11 |
| The Farmers & Merchants Bank | 202 Hindman Dr | Prairie Grove | AR | 11 |
| The Farmers & Merchants Bank | 102 E 22nd St | Stuttgart | AR | 23 |
| The Farmers & Merchants Bank | 200 Main St | West Fork | AR | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.0
Tier 1 capital ratio
9.79%
Return on assets
1.07%
Non-performing loans
0.39%
Efficiency ratio
63.94%
Asset growth (YoY)
6.32%
Suggested direct comparisons
Conway, AR
$24.6B
Fayetteville, AR
$1.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.