Total Assets
$1.6B
Total Deposits
$1.5B
Branches
16
Established
1953
The Citizens Bank is a bank headquartered in Batesville, Arkansas, established in 1953. It holds $1.6B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Citizens Bank earns a TFS Financial Health Grade of B+ (82.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching The Citizens Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Citizens BankHQ | 655 S Saint Louis St | Batesville | AR | 11 |
| The Citizens Bank | 2710 Pine St | Arkadelphia | AR | 11 |
| The Citizens Bank | 805 Batesville Blvd | Batesville | AR | 11 |
| The Citizens Bank | 2 Eagle Mountain Blvd | Batesville | AR | 11 |
| The Citizens Bank | 1676 E Joyce Blvd | Fayetteville | AR | 11 |
| The Citizens Bank | 3971 W Wedington Dr | Fayetteville | AR | 11 |
| The Citizens Bank | 2416 Malvern Avenue | Hot Springs | AR | 11 |
| The Citizens Bank | 1698 Higdon Ferry Rd | Hot Springs | AR | 11 |
| The Citizens Bank | 103 W 3rd St | Imboden | AR | 11 |
| The Citizens Bank | 17520 Chenal Pkwy | Little Rock | AR | 11 |
| The Citizens Bank | 8000 Cantrell Rd | Little Rock | AR | 11 |
| The Citizens Bank | 236 Highway 425 N | Monticello | AR | 11 |
| The Citizens Bank | 411 Sylamore Ave | Mountain View | AR | 11 |
| The Citizens Bank | 5736 Blackland Rd | Pleasant Plains | AR | 11 |
| The Citizens Bank | 217 N Main St | Portland | AR | 11 |
| The Citizens Bank | 3350 S Pinnacle Hills Pkwy | Rogers | AR | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.7
Tier 1 capital ratio
8.87%
Return on assets
1.55%
Non-performing loans
0.37%
Efficiency ratio
48.19%
Asset growth (YoY)
8.93%
Suggested direct comparisons
Pine Bluff, AR
$24.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.