Total Assets
$2.9B
Total Deposits
$2.5B
Branches
34
Established
1947
Bank Independent is a bank headquartered in Sheffield, Alabama, established in 1947. It holds $2.9B in total assets across 34 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Bank Independent earns a TFS Financial Health Grade of B- (75.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Bank IndependentHQ | 710 S Montgomery Ave | Sheffield | AL | 11 |
| Bank Independent | 101 S Clinton St | Athens | AL | 11 |
| Bank Independent | 22015 Us Highway 72 | Athens | AL | 11 |
| Bank Independent | 8260 Highway 72 | Cherokee | AL | 11 |
| Bank Independent | 360 Alabama Street | Courtland | AL | 11 |
| Bank Independent | 2606 Highway 31 S | Decatur | AL | 11 |
| Bank Independent | 1425 Beltline Rd Sw | Decatur | AL | 11 |
| Bank Independent | 102 2nd Ave Se | Decatur | AL | 11 |
| Bank Independent | 304 East Doctor Hicks Boulevard | Florence | AL | 24 |
| Bank Independent | 2902 Florence Blvd | Florence | AL | 11 |
| Bank Independent | 1701 Darby Dr | Florence | AL | 11 |
| Bank Independent | 426 Veterans Dr | Florence | AL | 29 |
| Bank Independent | 210 S Pine St | Florence | AL | 11 |
| Bank Independent | 863 Cox Creek Pkwy | Florence | AL | 11 |
| Bank Independent | 902 Highway 31 Nw | Hartselle | AL | 11 |
| Bank Independent | 9010 Memorial Parkway Sw | Huntsville | AL | 11 |
| Bank Independent | 225 Holmes Ave Ne, Suite 100 | Huntsville | AL | 11 |
| Bank Independent | 1084 Mid City Dr Nw | Huntsville | AL | 11 |
| Bank Independent | 1081 Highway 72 | Killen | AL | 11 |
| Bank Independent | 8720 Main St | Leighton | AL | 11 |
| Bank Independent | 11250 Highway 101 | Lexington | AL | 11 |
| Bank Independent | 11254 County Line Rd | Madison | AL | 11 |
| Bank Independent | 7564 Highway 72 W Ste A1 | Madison | AL | 11 |
| Bank Independent | 15259 Court St | Moulton | AL | 11 |
| Bank Independent | 22899 Al Highway 24 | Moulton | AL | 11 |
| Bank Independent | 1109 Avalon Ave | Muscle Shoals | AL | 11 |
| Bank Independent | 410 Sutton Road | Owens Cross Roads | AL | 11 |
| Bank Independent | 117 4th Ave Se | Red Bay | AL | 11 |
| Bank Independent | 102 Bank Street | Rogersville | AL | 11 |
| Bank Independent | 401 Jackson Ave N | Russellville | AL | 11 |
| Bank Independent | 13566 Highway 43 | Russellville | AL | 11 |
| Bank Independent | 729 E 2nd St | Sheffield | AL | 23 |
| Bank Independent | 200 N Commons St E | Tuscumbia | AL | 23 |
| Bank Independent | 119 N Main St | Tuscumbia | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.9
Tier 1 capital ratio
9.82%
Return on assets
0.63%
Non-performing loans
0.22%
Efficiency ratio
80.19%
Asset growth (YoY)
2.81%
Suggested direct comparisons
HUNTSVILLE, AL
$8.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.