Total Assets
$1.2B
Total Deposits
$1.0B
Branches
9
Established
1989
Metro Bank is a bank headquartered in Pell City, Alabama, established in 1989. It holds $1.2B in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Metro Bank earns a TFS Financial Health Grade of B+ (83.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
83.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Metro BankHQ | 800 Martin St S | Pell City | AL | 11 |
| Metro Bank | 35489 Ushwy 231 | Ashville | AL | 11 |
| Metro Bank | 1022 Coleman St | Heflin | AL | 11 |
| Metro Bank | 47537 Us Highway 78 | Lincoln | AL | 11 |
| Metro Bank | 2505 Moody Pkwy | Moody | AL | 11 |
| Metro Bank | 18500 Us Highway 231 | Pell City | AL | 23 |
| Metro Bank | 1920 Martin St S | Pell City | AL | 23 |
| Metro Bank | 1164 Main St | Ragland | AL | 11 |
| Metro Bank | 2325 Highway 77 | Southside | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
83.1
Tier 1 capital ratio
14.68%
Return on assets
1.41%
Non-performing loans
1.18%
Efficiency ratio
50.98%
Asset growth (YoY)
2.84%
Suggested direct comparisons
HUNTSVILLE, AL
$8.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.