Total Assets
$771.5M
Total Deposits
$702.8M
Branches
14
Established
1912
MidSouth Bank is a bank headquartered in Dothan, Alabama, established in 1912. It holds $771.5M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, MidSouth Bank earns a TFS Financial Health Grade of C+ (69.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
69.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MidSouth BankHQ | 2526 W Main St | Dothan | AL | 11 |
| MidSouth Bank | 520 N Broadway St | Ashford | AL | 11 |
| MidSouth Bank | 519 E Glenn Ave | Auburn | AL | 11 |
| MidSouth Bank | 16 S Midway St | Clayton | AL | 11 |
| MidSouth Bank | 4015 W Main St | Dothan | AL | 11 |
| MidSouth Bank | 3776 Montgomery Hwy | Dothan | AL | 11 |
| MidSouth Bank | 2224 Ross Clark Cir | Dothan | AL | 11 |
| MidSouth Bank | 230 S Eufaula Ave | Eufaula | AL | 11 |
| MidSouth Bank | 768 Beal Pkwy N | Fort Walton Beach | FL | 11 |
| MidSouth Bank | 1418 W 23rd St | Panama City | FL | 11 |
| MidSouth Bank | 12851 Panama City Beach Pkwy | Panama City Beach | FL | 11 |
| MidSouth Bank | 40 N Palafox St | Pensacola | FL | 11 |
| MidSouth Bank | 201 S Monroe St | Tallahassee | FL | 11 |
| MidSouth Bank | 1938 Village Green Way | Tallahassee | FL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
69.9
Tier 1 capital ratio
9.30%
Return on assets
0.82%
Non-performing loans
0.28%
Efficiency ratio
76.25%
Asset growth (YoY)
5.62%
Suggested direct comparisons
$18.3B
$890.7M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.