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Life and Pension FundsSIPPs | Stakeholder Pensions |
Articles
Contracting out of the State Second PensionThe Government has in place a State Second Pension (S2P), which is in addition to the Basic State Pension. It is available to employees and is earnings related, with funding coming from your National Insurance Contributions (NICs). It was previously known as the State Earnings Related Pension Scheme (SERPS). |
Pension Schemes: A Basic GuideWith people living longer, and a growing percentage of the population looking to retire earlier to enjoy the fruits of their labour, it’s important to understand how to fund this increased requirement in income. As the pension remains the most popular method of retirement funding, we take a look at the different types of pension schemes available. |
Savings plans to boost your retirement potWith the decline in final salary pension schemes and the switch to defined contribution or stakeholder pensions, the onus for having a decent fund at retirement now rests firmly with the individual employee. So how do you amass the funds required to retire before you’re 90? |
No final salary pension scheme?Over the past few years, final salary pension schemes have witnessed volatility in equity markets and a retired workforce that is living longer. Add the two together, and what was once a healthy pension scheme became a huge liability, carrying significant deficits. |
